Terms of Service — Serafini d.o.o.

This website and its newsletters are operated by Serafini d.o.o., registered in Croatia (OIB: 57640459658), Horvatovac 76B, Zagreb, Croatia ("Serafini," "we," "us"). By using our website or subscribing to our newsletters, you agree to these Terms.

We publish free email newsletters and related content about advertising, marketing, and business growth. Content is provided for general informational purposes only.

Our content reflects our opinions and experience and is not professional advice. It does not constitute legal, financial, tax, or other regulated advice, and it is not a guarantee of any result. Advertising and business outcomes depend on many factors outside our control. You are solely responsible for any decisions you make based on our content, and you should seek qualified professional advice for your specific situation.

Our newsletters are currently free. You can unsubscribe at any time using the link in any email. We may introduce paid subscriptions or products in the future, which will be governed by additional terms presented at that time.

You agree not to misuse the website or content — including no unlawful use, no attempts to disrupt or gain unauthorized access to our systems, and no reproduction or resale of our content without permission (see Section 6).

All content we publish — text, branding, the "Serafinity" name and logos, and the design of our newsletters and website — is owned by or licensed to Serafini d.o.o. and protected by intellectual property laws. You may read and share our content for personal, non-commercial purposes with attribution, but you may not copy, republish, or commercially exploit it without our written permission.

Our content may link to third-party websites. We are not responsible for their content, accuracy, or practices, and links do not imply endorsement.

The website and content are provided "as is" without warranties of any kind, to the fullest extent permitted by law. To the fullest extent permitted by applicable law, Serafini d.o.o. shall not be liable for any indirect, incidental, or consequential damages, or for any loss arising from your reliance on our content. Nothing in these Terms limits any liability that cannot be excluded under applicable law.

We may update these Terms or our content at any time. Continued use after changes constitutes acceptance of the updated Terms.

These Terms are governed by the laws of the Republic of Croatia, and any disputes are subject to the jurisdiction of the competent Croatian courts, without prejudice to any mandatory consumer protections you may have under the law of your country of residence.

Questions about these Terms: legal@serafinity.com — Serafini d.o.o., Horvatovac 76B, Zagreb, Croatia.